Sustainable financing solutions that grow with you

We offer micro to medium sized loans at moderate interest rates, for flexible periods, with processing within three working days.

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Our Services

Choose the right financing solution for you

Personal Loans
Personal Loans

Get from ZMW 500 to ZMW 100,000 for your personal needs.

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Business Loans
Business Loans

Boost your business with loans from ZMW 50,000 to ZMW 10,000,000.

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Why Choose Us?

We currently offer micro to medium sized loans at moderate interest rates, for flexible periods, with processing within three working days.

300+

Vehicle Loans Financed

1,000+

Individuals Financed

K200m+

Disbursed

2

Branch Locations

90%+

Client Retention

48 Hours

Average Turnaround

7000+

GRZ Employees Onboarded

What Makes Us Different

Experience City Credit Services advantage

Simple All-Inclusive Interest Rate

Low cost financing solutions, with minimal to no fees.

2 Day Approval

Maximum 48 days turnaround after application.

Online Application

Easy online application with access to customer support.

Tailored Solutions

We work with you to find a sustainable solution that fits your needs.

A Simple, Hassle-Free Process

Our clients benefit from a guaranteed turnaround of an application within 3 days, flexibility in minimum requirements and a low cost solution that is tailored to their needs.

1
Pre-Qualify

Pick a financing solution and complete the pre-qualification form in 2 minutes.

2
Complete Your Application

Make an application and upload required information.

3
Receive Approval Within 2 days

Receive approval on day 1, sign your documents and receive funds on day 2.

Our Latest Insights

Stay updated with our latest news and articles

June 3, 2026
How to Apply for a Personal Loan

Learn the simple steps to apply for a personal loan and get approved within 3 days.

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Ready to Get Started?

Apply today and get your funds within 2 days. Need help or a tailored solution? Reach out to us at info@citycredit.co.zm or via WhatsApp.

Apply Now